Spot payments
Convert and send the same day, at a rate agreed before you commit a penny.
Foreign exchange · Business finance · United Kingdom
We move money across borders for businesses that trade abroad — at the rate we quote, on the day we say it will land. Lending to follow.
The business
Blackthorne Capital was built around a currency desk.
The second half — funding — is being built now, so a client can move money and raise it in the same conversation.
Spot conversions, forward contracts, market orders and international payments for importers, exporters and anyone paying overseas.
How it works In buildWorking capital, asset finance and property lending, arranged across a panel of lenders rather than sold from a single book.
Register interestLive today
Most businesses lose more to their bank's spread than they do to the market. We quote the rate and the margin separately, so you can see exactly what the trade costs before you agree to it.
Convert and send the same day, at a rate agreed before you commit a penny.
Fix today's rate for a payment due later, so a costed order stays costed.
Hold, receive and pay in over thirty currencies without converting twice.
Suppliers, contractors and overseas payroll paid out from a single upload.
In build · Launching soon
We're building a funding arm to sit alongside the currency desk. Not a lender — a broker with a panel behind it, so the answer isn't limited to one institution's appetite on the day you ask.
If you want first sight of it, tell us what you're funding and we'll come to you when it opens.
How we work
You deal with the people who run the desk. Same names, same numbers, every trade — no queue, no ticket, no handover to someone who wasn't there last time.
The rate and our margin are quoted separately. You know what the trade costs before you agree to it, and the number doesn't move afterwards.
We'd rather hold a client for ten years than win one on a headline rate we can't repeat. Everything here is built on the assumption you're staying.
Contact
Tell us what you're paying, where it's going and how often. We'll tell you plainly whether we can do better than what you've got.